TYPES OF MORTGAGES

  • REFINANCE

    Mortgage refinancing is the process of replacing an existing home loan with a new mortgage. This allows you to achieve better rates or terms, depending on your specific situation.

    You can access equity and use the funds for renovations, debt consolidation or an investment property.

    If your existing mortgage is near the end of its term or not it could be worth while to refinance early.

  • RESIDENTIAL

    We make the home ownership process as simple and comfortable as possible. No matter what stage of life you’re at, we have mortgage solutions for you.

    From buying your first home to upsizing, downsizing, or refinancing, we are here to provide you with a variety of options, flexibility, and competitive rates

  • INVESTING

    Finding the perfect mortgage fit for an investment or income property is what we do. Whether you're purchasing a property for rental income or the future resale of the property, or both — for this type of mortgage, you'll need at least a 20% down payment.

    We can help sort through the details and outline flexible solutions that work for you. We access many lenders on your behalf, not just one, to find the right mortgage product for your situation.

  • BUYING

    If you feel like you're ready to buy a house, the first question you're likely to ask yourself is, "how much can I afford?" And answering that question means taking a look at several factors. A pre approval is the first step.

    Whether you are a first time home buyer, a sophisticated investor, or buying a second home, knowing your budget and the process is key to a smooth and successful transaction.

 

The reason why getting a pre-approval on a mortgage is so important is because it gives you more information on your budget. This information can include:

  • How much you can afford to spend,

  • How much your lender is willing to give you to spend,

  • Your Prospective interest rate, and

  • A snapshot of what your monthly payments